$ 50,263. 42

I live on a lot less less than I earn . This is the only way to save large amounts of money over your working life .I am lucky that I enjoy saving money more than I enjoy spending it.People tend to spend more than they can afford .If people actually saved up for every expensive item they purchassed and payed in full instead of credit cards ,and monthly payments on cars etc they might not even buy these items .

One of my college roommates has lived in several developing countries. She told me that as long as people have adequate food, they can be content. So, if you are not hungry, it is possible to be reasonably happy. Maybe it is all in the attitude.