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When Considering A Relationship With Someone, How Important Is The Person's Annual Income ?

I have often wondered if People take a persons annual income into consideration when deciding to enter a relationship with someone. I don't mean Dating, but something long term or marriage.

I must admit that I am guilty of this. I don't think I could consider entering a relationship with a guy unless he had an annual income close to or higher than mine.

Perhaps this makes me a bad person on some level but its just not something I am willing to deal with at my age. I guess I am looking for someone who is an equal or above contributor and not a taker.

What are your thoughts?

  • 29 votes
  • 30 votes
twshield 8 Feb 23
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37 comments

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6

The last relationship I was in, she got 2/3 of my income; for 4 years, every month. Plus, I helped pay at least half on several expensive home improvement projects on her home, where we lived. About a year and a half ago, I reduced the amount I was giving her by almost 10% and her reaction stunned me. She acted as though I was reneging on a contract. I only did that because my debt had increased way more than I was comfortable with. A year later, I was out of there. I have a decent retirement income, and I'm not an extravagant spender, but when she reacted as she did, that was a big red flag for me.

Guys!! @twshield and Condor5, If a person has a good character, is honest, kind and caring, you shouldn't have these kinds of issues. Maybe I'm naive but I think you need to scrutinize how you are selecting your partners. It doesn't have anything to do with how much money they are making. There are users and takers, learn to identify them and avoid them! Sorry if I'm sounding tough, but you must accept some responsibility for these bad relationships.

@twshield, so if your ex made so much money, them having a high income didn't help with the success or failure of the relationship. I still contend, it's the character of the person. In regard to @Condor5 case, again the problem wasn't with her income, it was her!

No kidding, @condor5!

@twshield @beehappy

I will choose a person for me of upstanding character who is kind, thoughtful, mannerly, respectful, liberal, atheist, affectionate, loves animals and kids, financially responsible, has great communication skills, and a whole bunch of other things and WHO ALSO earns a comfortable middle class or above salary. I don't have an exact number -- that part is not important for me to try to figure out today.

The way I want to live and how money factors into that is just the way I want to live. Some people are absolutely happy and content living on next to nothing and I absolutely respect them for their choices for their lives.

Similarly, I would not choose to somebody who "doesn't like to travel" and for damn sure will never again choose somebody who "doesn't like board games."

I've said it before and I'll say it again -- I may very well be single the rest of my life. And, I am perfectly okay with that. 🙂

@BeeHappy I never said, or intended to imply that I bore no responsibilty in the whole affair. There are 2 sides to every story; a notion I fully understand. And if you think I have problems relating to women, you're absofuckinglutely right I do. I probably wouldn't be in this group if I didn't. And that's no aspersions casting on any male in this group; I'm talking about me alone.OK? Just sayin'. And besides, I thought the gist of the post was focusing on $$$, not choices of companions. My bad. I guess I opened it up when I didn't specifically answer the question.

@BlueWave Sweetheart, if I was only 15 years younger...you seem like you make good choices.

I apologize for the assumptions. I don't often get on a rant but I do become passionate about some things and many people do not see that there are two sides to a relationship/ breakup. I see that you do, so again I apologize.

@BeeHappy no apology necessary, Bee. As I said I have some trouble expressing myself to women, sometimes. No harm, no foul.

Thank you, but if I'm out of line, I have to set it straight.

@BeeHappy darlin' I'm always walking that fine line.

@twshield That's kind of you to say. 🙂

@Condor5 I try. Like I said earlier, I got a late start on getting smart about money, but I try to stay on my game these days! 🙂

0

Yes, you are a bad person. Life is not all about money!

@Crimson67 Speaking of the thumb button. Weren't we able, at one time, to reverse our "like" if we made a mistake?

@twshield We all want to live on a tree island and fish and build a tree house.

@BlueWave to reverse your like, just touch the button again, it should disappear.

@twshield I am not stalking you, but you are making some great comments so I am stalking you on this thread. I have been homeless a few times, because of others, it is hard and I have started again a number of times. When I have to I go out and earn big bucks until I am back in the position I want to be in.Homeless is not an enviable position to be in.

@Crimson67 sorry, did you report it? I was having trouble with browse and post buttons, and I notified the webmaster and they fixed it.

9

It's not important to me. I've always had a good job and plan to keep working as long as I'm able. So I never do without. I enjoy working and I'm a good provider. Of course being with someone who can help is beneficial but if she's kind, generous, loving, honest, and made me happy I wouldn't care if she had an income or not. I've never been the type to say this is my money and that's yours or you pay this bill and I will pay that one. If I'm in a relationship I'm 100% in it. Even if things don't work out like they sometimes don't, like I said I have a good job I will make more money. Money is really not important to me.

@twshield, sorry honey, but if you have encountered users, and still encounter them, then that's an issue, you yourself need to address. Because you are allowing them to use you. 😟

I wouldn't get that far along with someone if I didn't think if they weren't honest and had good values. Sometimes when you are generous and then things don't work out you can feel used but in fact the other person had no I'll intent. Its only natural for someone to take what is offered. Like I said I'll make more money, I would rather lose than to not be my true giving self. I haven't been in a lot of relationships but finances has never been the reason for breaking it off

Yup! Exactly what an ex said to me, @jameson. That all worked swimmingly -- until the breakup. Even though I worked all through the relationship and contributed a greater percentage of my salary to our joint account than my partner, boy did that whole "I don't care what you make" change when we broke up. Suddenly, the fact that my partner made more and worked more hours was crucially important and it determined how we "divided" jointly purchased furnishings.

That experience has no influence on my long-established choice to choose people with middle+ incomes.

I guess I've just been lucky. I've never had to fight over money with an ex. I guess that's why it's such a non issue for me. I can see where a bad experience might change that.

@Jameson For me, the two have nothing to do with each other. I will choose somebody who makes what I make or more.

In talking about my ex's "change of heart about money" after the breakup, well, that's the way the cookie crumbles. I'm a big girl and not relying on somebody else for my livelihood has served me well this long. 🙂

4

Not voting here because the choices are too black and white where the reality is much grayer. I had thought I fell into the "never consider" camp, and about a year and a half ago I entered into a relationship with someone who had virtually zero income. I have a decent job, but am dealing with a lot, financially and simply can't afford it. Yes, if I were independently wealthy I'd be happy to be the sole breadwinner in an otherwise equitable relationship, but I'm not, so my SO needs to hold up their end of things in all areas of the relationship, including financially.

@twshield I have not in the past, but after my recent experience, will do so in the future. Unless I win the lottery, but ya gotta play to win. LOL! I don't.

@twshield Too often you still lose if you play and it has been shown those that do 'win' often lose by going bankrupt.

@twshield The financial immaturity that got them to buy the tickets doesn't change after they've won. Also, they find out they have lots more relatives then they thought.

0

Any female who DOESN'T take income into consideration when considering being with a male is just asking for trouble. Unless, that is, she is financially independent and is taking on the lover for other reasons.

Men typically only care about a potential female mate being attractive, young, fertile, and willing to take care of him, since men have traditionally had the higher income.

But male-ish women who lack female instincts, and throw themselves at men, allowing dead beats to move in and take advantage of them are legion. Of course, guys are often happy to take her money, sponge off her income, and still cheat anyway.

@twshield You must realize that cis hetero women are NOT like men, and have no comprehension of male lust.

Typically, most women tolerate sex so they can get what they really want..affection, financial support, and protection. Most women would MUCH prefer to cuddle, go on a romantic picnic to a lake, be shown tokens of affection, like her guy picking flowers for her, or buying her something they knew she'd like, just to make her happy.

They don't want to "put out," and if they get the idea that that's all their men want, they will likely dump them. Most married women I know complain about their sex fiend husbands if they have sex more than a few times a month.

@twshield I am going to be a very bad person here and agree with you, my young friends would be horrified, but one reason I have been reluctant to enter into a relationship is the different levels of libido. I am still expected to meet all of the woman's requirements, but I am bad for having a higher sex drive. So I leave my options open, this is only one of the reasons of course, but it is one.

@twshield NOT TRUE.
Men will stray even if they are married to some male-ish female with a strong male libido who enjoys wild sex with her spouse. I should know, being partially transmale. The only thing that keeps them faithful is if they are with a "real" female with strong female traits.

Those types of women instinctively train their males to obey them by withdrawing attention from lovers the moment they start disrespecting them. Men who even ogle women in passing will likely find their stuff on the lawn and the house locks changed.

End of problem..before it even begins.

@twshield Perhaps you are the type of man "real" women would avoid, if that's what you think. Lucky for you, there are many male-ish females who act like males and cling to men, forgiving them anything, are needy, etc. These are typically the women who are cheated on or abused because the "real" women, with strong female traits, would never date such men in the FIRST place.

0

As a straight guy I already know that women make about 3/4s or less of what I make so I pay more attention to what she spends her money on, if she spends it all, has heavy credit card debt or is saving for a special thing she wants are big indicators. To me her attitude toward sex is way more important than how much she makes because I also know if I'm inspired by a sexually satisfying relationship I can easily go out and get as much money as I want to.

@twshield you might be surprised just how many women really have no clue how to do the sex thing.

@twshield
I was very happily married to one, that's how I know the difference.

1

Wow, I am really surprised at the results. I just don't think it's important, of course I suppose the circumstances could make a difference, but the person's character, personality, beliefs or non-beliefs, and our chemistry is what matters to me. Maybe it doesn't matter to me because I live a very basic life. idk?

@twshield, if they've been burned, hopefully they have learned from it. I still maintain it doesn't have anything to do with their income but more to do with their character.

4

This is not really relevant to me anymore, but I was a single mother of 3 children, and their father moved to another state just to avoid child support--and I never did receive a dime. It was a real and constant struggle in every way, and the financial struggle made it so much worse...there was so much they missed out on because I couldn't afford it...So, yes, to me a partner's annual income is very important.

Also, being so poor affects every aspect of life. Not being able to afford entertainment, such as group sports, or even classes, is very restricting and depressing. If I were to enter into a relationship, I would want to be sure that we could afford basic niceties and then some. Otherwise, I think the strain would be too much for the relationship.

marga Level 7 Feb 23, 2018

I could have written your post @marga. One of my biggest regrest/sadnesses is that I didn't have the means for the sports, extracurriculars, sleep-away camps, art classes, etc. for my daughter.

@BlueWave Yes, it hurts to see them do without what all their friends have, and made them outsiders in some ways, because they couldn't afford to join their friends on all this stuff. It also placed them at a disadvantage as far as skills, talents, etc., because I didn't have the money to help them develop what abilities they had.

flip side, I have been a single dad since 1993, yes my kids missed out on many things but we ddi what we could. My son's personal motto is "poverty builds character"

11

There's nothing wrong with considering someone's income, but it's important to also consider why that income is what it is. Are they unmotivated or bad at what they do? Or maybe they're new in their career (either young or a recent career change)? Or maybe they chose a career that doesn't pay as well but which they find fulfilling?

I think a more important thing to look at is regardless of their income, do they live within it, or do they live beyond their means.

Very good points!

1

I certainly take it into account. I have a very low income, if I could it would be zero. ie if I could reduce my expenses enough. That said, many women would see me as a potential user or that I would want their money.

I dated an extremely powerful and wealthy woman a few years back, she wanted to buy me with all sorts of promises. I was not interested, and then she came out with other issues. I would not be able to have my young friends come and stay when they were in need because her money would be going into the household. I had suggested that if anything were to come of us that we could each put in the same amount and she should keep the rest of hers to herself, she didn't want her lifestyle restricted by my lower income. Her plan was we would travel anywhere I wanted to go and she would buy herself a house anywhere I wanted to live and I had to live as she determined.

So my situation is the reverse, I do not feel comfortable if the woman had a noticeably higher level of income than I did. My concern has nothing to do with any macho idea of the guy being the breadwinner. Ideology is a big issue, I enjoy/prefer not having money, it is by choice, a choice I have revisited many times.

@twshield her success was the least of my worries, she was also 6ft 6 tall and some other scary things I can't mention

1

I guess since I work in the restaurant industry for a <laughing> 'living, then I'm always going to be at the bottom of the financial food-chain... as a result, I'm not exactly in a position to take my partner's income into account. I suppose I'd be the one who gets taken into account when it comes to that.

@twshield LMFAO! That's an excellent point, but, sweety, if you can't buy most of the nice things you want for yourself, then we aren't going to work out. I'm totally up front in my lack of disposable income when I start talking to a woman. When you decide you want to talk to me, me is pretty much all you get, and if that isn't enough for you, no hard feelings, I know I'm not much as far as resale value is concerned.

10

I won't lie. It's not something I think about when entering a relationship. She or he doesn't have to have a lot monetarily to be with me. They just have to be a good person.

Thank you! I love this answer.

3

It's absolutely important to me. I am not in a position to carry the weight of another, since I make only a regular middle income myself.

I want to travel (for leisure and my family is all over the country) and experience activities and sites and life -- that takes money.

I don't want to be working past typical retirement age.

I like food -- home food, restaurant food, cheap food and no-so-cheap food.

I was in poverty most of my childhood, a single mom for most of my daughter's life, and I got a late start taking seriously my 401-k and saving. I've paid my dues and my days of paycheck-to-paycheck (or anything like it) are over.

If I alone made enough money for me and my partner to live the way I want to live, the second salary would not be as much of a concern to me.

I like your answer, well-thought and pragmatic.

7

I voted yes. Income falls into the category of fiscal responsibility (speaking for myself). When it comes to actually making a relationship work, fiscal responsibility is extremely important.

Absolutely, and too often we forget that. It is not only mental, physical and emotional but also fiscal.

1

It's not so much income but net worth and fiscal responsibility. I lost half of everything I had earned in my life in a divorce. I paid about $200K in spousal support (no kids), she got a cabin on 45 acres that she sold for $650K, a luxury SUV, and half of my stuff and cash. I have now recovered from that and want to retire soon.

For me, the most important thing is being able to support your spending habits and eventual retirement. So living beneath your means to enable saving and / or investing. No credit card or consumer debt. Good credit rating.

Of course I often date women who don't meet these criteria. I wouldn't live with anyone without an iron clad pre-cohabitation agreement.

My ex got 70%. property, so house 4X4 and boat, I got kids and a small unit with a mortgage.She tried to sue for spousal maintenance, but that us not the norm here so she failed.

5

I'm not so much concerned with the amount, as with their level of control over their finances. I pay attention to whether or not someone can pay their bills on time, afford their desired lifestyle, have some sort of regular income, and appreciate what they have - regardless of how much or how little.

Love that response, I have been homeless rather than in a situation I could not afford, and have never paid a bill late in my life.

3

I'm less concerned about what a person makes than I am about whether they have a reason to get up and go do something besides lay around the house all day.

That being said, since my earnings are barely middle class, and I help support my grandchildren, anyone I entered into a relationship with would have to at least not be a drain on my finances.

yeah, as long as the person does not impact negatively.

2

Some callings do not rake in the bucks. Passion for your calling is worth a lot, especially a calling that makes this world a little better.

ain't that the truth.

2

I never used to care, but after being coerced into supporting my ex for 5 years, anyone I date must have a J-O-B. They don't have to be rich, just able to support themselves in the event of a breakup. I'll never make that mistake again.

I have a couple of ex's that contributed a lot less to the household than I did and even left me in debt after it was over. Never again

5

I voted I do consider it but I think if it's going to be a live together or married situation my income must be considered too.

ETA: I lived with a girlfriend and we had two kids. I was working full time and she had a part-time job.
The amount of money we were paying each week for someone just to watch the kids after school had gotten to be as much or more than what she was earning so we decided that she could quit her job and pick up our kids after school.
We came out ahead in the end.

0

I require someone I'm dating to have a job and pay their own bills. Beyond that it's none of my business.

5

I voted "yes". But only to the extent that they need to have an income. How much income is not a factor. That they have income is.

2

She's gotta own a house on Martha's Vineyard.

godef Level 7 Feb 23, 2018
6

I have ALWAYS considered income. I've held it in high importance, as I provide for my children and myself, no one else. I still feel this way, however, how much someone makes is really not an issue anymore. I have learned in these years of being alone, that finding a someone who can make you happy in life is a tad more important than status or income, at my age.

I have everything I NEED. It's what I WANT that holds value in a relationship.

1

Income has to be a part of any relationship. Otherwise one is doing all the supporting. This is not a healthy situation. My late partner and I switched several times between being the prime supporter and the secondary. Some things like medical and house were always on my shoulder. Toward the end I was to be the prime until she reached the right age for SS and then we would share equally.

I don't have a large income but there is more than enough for the basics and I actually save. I also have a nice nest egg. With my house situation I would hope a future person would be able to buy half of the equity. My late partner's will stated her half would go to donations to some groups and that would need to be addressed. The main thing I look for is not having a little income but having too much. Mine is not a situation for a large income and someone with such would expect more than I would want to give.

My ex refused to work for 15 years, I did all the child raising as well as being the breadwinner, I agree, it really needs to be close to even. I have cashed in most of my nest egg and have never and will never inherit anything, I have helped my kids out as I could, their mother won't/

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