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LIVING IN ASSISTED LIVING -- A RESIDENTS PERSPECTIVE by Lon Tanner
Prologue--

Preparing For Assisted Living—
If you are now in your 50’s /60’s you stand a excellent chance of requiring some kind of Assisted Living in your later years. Why take the chance of having to sell your home and liquidate your assets & income.
The best thing you could do would be to buy a Long Term Care Policy through your employer if available, or independently on your own. Having such insurance will help preserve your assets and income. Such insurance is expensive, but considerably less so if purchased in your 50’s & 60’s.

The Move--
Since my moving into the Oakmont Assisted Living/Memory Care/Alzheimer’s facility two years ago I have had to go through a substantial learning experience. I made the arrangement my self instead of everything being decided on by a CARE TAKER/Friend/Family Member which is the usual scenario. I live in a very comfortable one bedroom/one bath/living room/kitchenette apartment on the second floor of a two floor facility. I am fortunate to have retained some degree of computer and technology experience which has made my life easier and more comfortable and will be discussed in another chapter.
Health & Mobility.
Like most of the residents, I am living here because of health issues that create symptoms requiring some degree of assistance. Many of the residents have some degree of hearing loss and wear one or more hearing aids My hearing loss is severe and makes certain social interaction difficult if not impossible.I cannot hear music and sorely miss it. Two of my medical conditions make it necessary to use a walker. A cane would be nice but balance difficulty requires a walker. Many of the residents use walkers and some wheel chairs, electrical & mechanical. I some times think we could use a traffic cop to direct walker and wheel chair movement in hallways and elevator. I am envious of some of the 90 year olds that are very mobile.

alon 6 Feb 20
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2 comments

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1

I'm glad that you made the right decision for yourself. It's a funny set up in the UK and I never understood the big fuss about staying in your own home, until I worked in nursing homes. I still think it's better to make the move sooner than later, to make friends and familiarise yourself with the place. Would you agree?

2

Good for you making the descision to move instead of being forced too.

Folks have long term care insurance ($450,000 worth) but won't move - so were just waiting for the next accident and hoping the doctors refuse to release them home.

If you have family involved they owe you a huge thank you for doing it yourself.

1of5 Level 8 Feb 21, 2020

Paying for Assisted Living-

-Living here is expensive and my monthly costs are in excess of $6,000 per month.Fortunately, my Long Term Care Insurance Policy and monthly income is more than sufficient to pay ALL my monthly living costs. Some residents have had to liquidate their assets or have family members pay.
A resident could very well outlive all their assets.

@alon glad youre covered, lots of folks arent.

It'd cost them less to live in an assisted living facility then it would to live at home. And people wonder why I drink.

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