@EyesThatSmile With the Crapple Idiot Operating System right?... try switching to Linux it works better especially if your phone is an older model Crapple tends to send "updates" just before the new model hits the market that makes your phone run like shit so you will "upgrade" to the same shitty hardware with a shiny Operating system that looks different but is pretty much the same crap as before with minor tweaks. I have a Samsung phone which is far better hardware than the best Crapple has to offer that cost me less than 200.00 unlocked so I don't have to pay 50 or 100.00 for a contract instead of the 20.00 a month I pay now with unlimited calls and texts as well as 500 MB of high speed data and unlimited after that at 128KBPS...
And NEVER do banking on any phone they are all vulnerable and leave you exposed...