This is a genuine question and I would really like to know the answer. Where does all the money go? I mean we hear these statistics about countries going into recession etc but someone must have the money still. Can't they be forced to give it back? Why do people even hoard money? I am afraid it makes no sense to me. Even great wealthy dynasties lose their money by the third generation. I really believe we should have a UBI and then decide to honestly spend our time. I also believe that with a UBI there would be less impetus to hoard money because our decendants would be sorted from birth. What do you think?