Okay ,how is the parallel economy going to work? I think ,a ledger of Time mixed with skill level needs to be implemented

If one wants to learn skill it takes time for the teacher & the student,the one learning. I think it's fair to have one work for barter of the lessons..it's a fair exchange,the person learns while making something that sells.

Money may not be the best form of barter ,i think time & skill is...

So .. instead of paper or gold ,we exchange time ledgers ,and can of course tie it to gold or a paper ledger. ,Or anything really.. but probably make it so that those outside the economy have no ability to partake in it , everything they have should be worthless to us
... Even the Gold if it comes from them . I don't know exactly.. looking for opinions and options???