On NPR today, they said that Cohen's testimony is cause to file four counts against Trump and his campaign. Two for using funds to benefit the campaign (paying off women to keep quiet), and two more for not reporting the money used to pay the women off as campaign contributions, or money used to help benefit the campaign.

They (Trump's people) are spinning it as if the pay offs wee legal settlements as if they were settling a lawsuit for one of Trump's businesses, because the lawsuit was hurting the campaign. However, it isn't the same thing. There is a big difference between one of Trump's businesses and Trump the actual person. A business can't run for office. Setting a business lawsuit does not speak to the character of the person as much as paying off a person to not report bad behavior of a candidate.