" "We had a hierarchy in my office in Congress," Mulvaney said. "If you're a lobbyist who never gave us money, I didn't talk to you. If you're a lobbyist who gave us money, I might talk to you." Mulvaney took more than $60,000 from payday lenders during his time in Congress. At the helm of the CFPB, he has appeared to pay them back by moving to reverse Obama-era regulations protecting consumers from the notorious industry. Mulvaney reportedly concluded his remarks to the bankers by underscoring how personal lobbying was "fundamental underpinnings of our representative democracy."