In times of great duress i might start talking to myself saying "no no no no" or "please let it not be true" but they're not thoughts directed to anyone. It might sounds like prayer to an outside observer but it's just me expressing my feelings like grief and hope.

I came to the realisation very early on that there was no-one out there "listening" so not a lot of point in praying.

I like to take action instead of praying. Of course when that isn't possible I may look up and say "Really Universe?".

I admit that I used to pray to be saved when I was younger. Nowadays, I try to stay calm and look for solutions. Then prepare to react quickly to whatever is menacing and coming my way.