I gave up on paying off my debt. They garnish about a dollar a paycheck (so 2 bucks a month) unless I get a good bonus then they take 100 or so outta that, I think I still have about 30k left, they also take my entire federal tax return every year. And here's the kicker, I never finished my degree because I ran out of money. No I wouldn't do it again for any reason. Oh and the debt forgiveness didn't work for me. And I can't bankrupt my debt away because they are all through Sally Mae (federal loans). They got me good. Bastards.

I dont' have student debt, but I do consider it to just be a modern form of Indentured Servitude.

In many democratic socialist countries in Northern Europe, college tuitions are free (as long as you keep grades up).

If I had to do it over again I would go to college for as long as I could for free. In some European countries education is free to anyone from anywhere. I could move to Slovenia where my cousins live and take classes in English, they offer over 100 classes in English. More and more students are doing this. The way things are here it wouldn't be a bad idea to go to other countries and find a place that values its citizens.

Ihave a student debt. i'v not heard from them in years though and as far as Iknow if Inever get a job Idont have to pay it back. so Idont feel crippled. Imean its not like loosing a leg . Maybe moer like an ingrowing toenail

I wouldn't say my student debt alone is crippling, but on top of my credit card situation it's stressful. I make monthly payments that I can afford more easily now that my car is paid off. I wouldn't do it again though. It was only a two year online program, but still a total waste of time and money. Not worth it at all - not even for the resume boost. If I were to get a redo, I would go to trade school and not have to worry about getting a degree.

It frustrates me to no end you EVEN have to ask these questions. Apparently in America the powers in control think it works better to keep 99% of the population crushingly struggling and 1% in control of all the money. It does not help that the elixer is a hand held device that has distracted and kidnapped the thinking reasoning part of most peoples minds.

I am so glad to have gone to school when I did. I was able to pay off my debt in about 5 years. A friend of mine had to help his son pay off his debt. The loan programs seem crooked now , making it impossible to pay it off