The majority of companies used to be trusted to provide good service at a reasonable price. Now, greed and fraud are overcoming such standards in too many companies. We recently received a notice from our current house insurance company that it will be dropping our policy due our “failure to maintain” our home. Nothing could be farther from the truth. Our home is one of our biggest investments and we are constantly acting to maintain it.

We have replaced all exterior windows and doors, installed storm shutters, replace our garage door with one designed to withstand 130 mph winds, reinforced our roof to withstand hurricane force winds. We also have had an arborist trim and maintain a big oak tree in our front yard – cutting back overhanging limbs, installing bolts through the trunk to keep it from splitting, and installed a cable between the two biggest branches to keep them from splitting off or breaking.

The company says that the roof must be replaced and that branches of the tree are overhanging the house and must be removed, or the entire tree cut down. Neither is true. The roiof is in good shape and has over 5 years left on the warranty. The arborist whom we use to maintain the tree says that he will contest their ruling about he tree.

It seems that the insurance company simply wants zero risk. That is totally unreasonable. If we had zero risk, we would not need any insurance, and their coverage would be all pure profit for the company. That is unacceptable. Greed, greed, greed and fraud.