The Creationists at Answers in Genesis and Crosswater Canyon (the parent companies for the Creation Museum and Ark Encounter, respectively) have filed a lawsuit against their insurance providers for not covering their losses for three months when they were forced to close due to COVID. They claim they are legally owed that money, despite no physical damage to the properties, because their insurance policies covered it.

The insurance providers, which primarily serve churches and ministries, reject that argument. Brotherhood Mutual Insurance Services LLC and Brotherhood Mutual Insurance Co. say (I’m paraphrasing here) the Creationists aren’t owed a damn thing and they would know that if they ever bothered to read the policies.

According to an amended complaint filed Wednesday in a federal district court in Kentucky, Answers in Genesis says it paid $148,930 for “Multi-Peril” coverage of losses up to $6,160,000 for the Creation Museum while Crosswater Canyon paid $277,291 for similar coverage of losses up to $45,000,000 for Ark Encounter.

Specifically, this money would’ve covered anything those attractions lost in earnings, donations, or additional expenses due to physical damage, infectious diseases, or “interruption by civil authority.” ...