You are right.

No, BOA violates the law disguising as helping Government detect bad financial behaviors.

The people whose accounts frozen, were born in US, and some have been with BOA accounts for 30 years.

@m0752532706 I’m not a BSA (Bank Secrecy Act) expert and I highly doubt that you are either. What they are doing stinks, but that doesn’t make it illegal. If you’re concerned about BOA’s behavior don’t bank there.

@CS60 The bank policy, in US doesn't require citizenship verification, it requires proper identification. They don't even require Social security.

@m0752532706 Banks write their policies to follow regulations and as you stated the regs require proper identification. But there is nothing preventing the bank from requiring citizenship. The reg is the minimum that is required, the bank can go beyond that. However, what BOA is doing sounds too selective to be just about citizenship. Meaning race, color, or religion is part of the reasoning.

@CS60 I've seen some coverage of this behavior by BoA. They are freezing accounts and claiming that the account holders are not legal citizens or residents of the U.S. They froze the account of someone and said that eventually they would be asking all their customers to prove they are U.S. citizens. I have NEVER had a bank ask me for this type of information. I have a mortgage with BoA and they never asked me to prove my citizenship. But that was back in the past, when the government, and apparently the banking system, were not focused on trying to exclude people from the country and from financial institutions.

@CS60 I think it is fair to raise the question re: why BofA is doing this. If they are selectively focusing on specific groups of people, they may be engaging in civil rights violations. To paraphrase your advice to m0752532706, if you are not interested in questions of fairness and discrimination, feel free not to respond to postings on those subjects. Just to dismiss his concerns out-of-hand is really not appropriate. None of us appear to be experts in banking security, but we are all entitled to express our opinions.

@citronella I’m sorry you feel that I was dismissive. That was not my intention. I was trying to explain why a bank may do this. Like I said in my second post, I said it stinks. I further said it currently sounds too selective to be just about citizenship.

Actually it's true.

@m0752532706 then we are a totally screwed up country. But I already knew that.

I am sure it is not legal, but that does not mean they did not do it. BOA does a lot of strange stuff. I have not used a bank for about 30 years, once the money is deposited it is theirs and you basically have to contract to get it out, Credit Unions, the money stays yours and you can do what you want.

@dalefvictor I bank with credit Union.