Who wouldn't love waking up to that view every day, right? But, hold on, did you all know about the insurance hurdle? Crazy, right? Funny thing, I was eyeing this oceanfront dream home in Temecula recently, all excited about the view. But guess what? When I called up for a homeowner's insurance quote, the first thing they hit me with was the Zip Code question. Turns out, many insurance companies are cautious about water proximity. Apparently, living within half a mile of water is a red flag for many insurance companies nowadays. I get it, water and homes can sometimes have a complicated relationship.

It's been this way for about a decade, as far as I know. When I made that call and they asked for my Zip Code, I could almost feel the hesitation on the other end. Apparently, it's a red flag for many insurance providers.

Read The Water Will Come by Jeff Goodell.

Oceanfront property! Yippee!
Do you all know that many if not most insurance companies will no longer even give you a homeowner's quote if you live within 1/2 mile of any water? Been this way for about a decade, the first question they ask is your Zip Code when you call. Try it!

Many millions of people will be moving to higher land. I won’t be around.