Does luck determine everything?
[theguardian.com]
We as humans want to assign agency to everything Gods and "Luck." If things work out well we can give credit to God or Luck equally. Luckily, the idea of luck, does not have the same concepts associated with religion or deities.
"It's better to be lucky than good"
Very common quote of us aviators who've survived a war.
You could say that it is luck that determines which family you are born into, what talents you are gifted with, how attractive you are, and what your strengths and weaknesses are. However, does someone who worked hard to get something have that something because of luck? You could take other factors into it, for instance, where they are, who they know, and what their natural capacity to work is. Can you say that they were lucky enough to have the resources to reach their goal?
It is an interesting question. I guess it would also depend on how you define luck and what would be considered luck as well.