Well, the covid 19 virus has crashed the international financial system almost as of this post.There is a 2% mortality rate, if I am correct. What if a virus kicks in from the warming climate that we will have a hard time dealing with? something with like a 10% mortality rate. It is very hard on the elderly and sick, but still. The stock market is crashing and the government just closed all the public schools in my area. Along with nixing large gatherings. That kind of reaction looks like it is ramping up to me. The international financial system looks very fragile to me at the moment.