Are you aware if he managed to do it? I have a friend who got caught in a difficult position by the financial circumstances, and he looks forward to taking a student loan. He's fully hesitant because he's spooked by finding himself in a situation where he wouldn't be able to pay the interests. I've been doing my bachelor's program in Estonia, and I took a student loan from a local company [laenukalkulaator.com]. Unfortunately, I can't advise him because I don't know how the system works in the US. I'd be grateful for a piece of advice!