Charge the anti-vaxers more! They are the ones who are using Qanon ridiculousness to support their anti-vaccine theories which have all been debunked!

Smoking increases your health care premiums. The healthcare costs for those who smoke, drink excessive amounts of alchohol, or are obese is largely passed on to the rest of society. One way or another, people who refuse to get vaccinated will result in higher healthcare costs. And out of all of these, getting vaccinated is by far the quickest and easiest.

MRNA inoculations are NOT vaccines, they are genetic manipulation.

Having grown up in a relatively left wing, european social democracy, I find the idea of putting a premium on public health to be obnoxious in the first place

However if you are to take the steps to allow a gargantuan, parasitic risk management bureaucracy to stand in the way of health care then it would seem that higher costs are the natural consequence of risky choices. Maybe economics can be more influential than science in a post truth society.

Though the unintended consequence is that this may lead to less anti-vaxxers being insured at all. The medical profession can't just ignore infectious diseases. So uninsured anti-vax covid patients will still get treated, they just won't be able to pay for it and we're back to my original point.