Even the best laid plans go to hell. I had hoped to glide into retirement, but its getting ugly. Its looking like trumps tan. Can i get a hell yeah? Did your retirement plan go to hell? Tell me about it....
i was smart or lazy enough to stay in the canadian navy & air force for 23 yrs so get an OK pension + social security. wife has good pension. i probably live better than i really deserve.
I started planning when I was about 25 years old, thanks in part to a great mentor and friend who told me to save, save, save.
My goal was to retire at age 47....but when 47 rolled around, I realized I liked working so I continued. Working helped me get through the period of taking care of aging parents. When they all died, it was sort of a wake-up call that we were basically "free" to do whatever we wanted...
I am easing into to retirement by working less hours, but it won't be until I move that it will sink in...
Mine went ok, but it was mostly luck of inheriting a pretty good amount of money from, first, my mother, then my late wife, and now my father. I have always lived simply and frugally, so once I saw I would soon likely not need to work anymore, I retired about a year ago. Unless I have a stroke and then need expensive care for a bunch of years before I die, which is always possible, I have enough to live comfortably at my level for as long as I am likely to be around. I hated most of the jobs I had during my working years, so why keep working for the man when I would rather be free and doing things I actually like whenever I want?
I am sorry things turned out bad for you. Nobody deserves to be a slave to the man until they die, but many do end up with that.
@tommcgiverin well good for you! I will be fine, it's just not going to be the exit I wanted. I wanted to leave on top on my own terms. It doesnt seem likely that either will happen.
@Bigwavedave I hear you. It always feels better to leave on your own terms, but few of us get lucky enough to have it that way. I really enjoyed getting to tell my final employer to take their job and shove it.
My retirement plan is now to live off my grandchildren.
I'm not really joking. I am fairly certain they will help their grandma since they've always lived with me and are pretty close to me but I hate it that they may have to.
I've considered retiring to a 3rd world country but if the U.S. dollar loses its power, I could be worse off than living here.
I have heard of a lot of working class people doing that, and was going to look into that if I had not inherited the money. I had heard good things about Costa Rica as a place Americans could live comfortably off a modest retirement income.
Nope.
But then I followed my dad's advice about such things and started preparing in my early twenties.
What exactly "went to hell" BWD?
Retirement plan? What retirement plan??? I live paycheck to paycheck. My retirement plan is to work until they bury me in a box. Then they’ll piss on my grave for having the audacity to die while on the clock.
We joke that we hope we die at work so they will be inconvenienced for an hour or two
"Left a good job in the city, working for the man every night and day..." - Proud Mary by John Fogerty.
@TomMcGiverin That song is so special to me. My father was a drummer who did not have a good singing voice but everyone had to sing at least one song so that was his because he said you didnt sing it, you growled it.
@Lucy_Fehr Glad you liked it being noted. I quoted it only because I liked the line about working for the man and because I don't know of any other song with a similar reference to that subject, except maybe the Bachman- Turner Overdrive song Taking Care Of Business, which I don't like at all.