I don't use any kind of pen & paper & I haven't written a check in years, but I know all my balances to the penny.

Yes. It has saved me a couple of times when I was hacked by finding wrongful charges quickly and reporting them. One was a Walmart in OK where I called them and they caught the guy immediately coming to pick up the stuff he had ordered on my card. Could I have done that without balancing yes, but it wouldn’t be quite so evident.

I used to. I was terrible at it, even with a calculator, as my dyscalculia caused me to sometimes input the numbers wrongly. Nowadays I do all my banking online, as my financial situation is too complicated for me to trust to my own brain. I know my limitations.

Not anymore. I do everything electronically, I periodically check my accounts, but don't balance to the penny like I used to. I write a check a few times a year at most. Almost all my bills are paid automatically including credit cards, in full every month. I am the only one with access.

I'm in tech so I know how these systems work. Unless you are keeping all your money in cash, gold, silver or some other physical form that you have in your posession, you are still screwed if all the data is lost. By writing a check instead of paying on-line you are just adding another way in which your data can be stolen in the transfer process. Your check will be scanned and the data from it stored electronically and all the underlying transfers will happen electronically too.

I think the fear that an EMP or solar flare could wipe out all of that data and the backups is pretty unlikely. If that happens, balancing your checkbook will be the least of your worries.

I don't balance mine anymore. I keep an eye on it and know how much I have in the account.

Yes I balance. The ridiculous fees these banks charge for over drafts you should check it often...Lol

No, I don't. I use Mint for the overall picture and peruse that and credit card and bank transactions daily for accuracy, duplicates, etc. I pay ALL but two bills electronically (unfortunately!) and many are automatically deducted.

Maybe I am a bit OCD. I began paying tax at 14. At 41 I still had every tax return I ever submitted. I threw many out. I still have the last 20 years stored electronically. I can usually account for every single cent I have spent for years. I know in my head what my balances are at any given time, when I check my accounts online, they almost always match up. End of each month it all goes into a spreadsheet.

Yes, I use a check register on excel. When you're broke, every dollar counts!! I double check online but even banks make mistakes so I like to make sure everything is matched.

I used to balance my check book every month when I got my statement. In fact, when I worked as a bank teller, I balanced other peeps' checkbooks! With online banking, I no longer feel the need. Virtually every transaction I make is with my debit card and bills are paid online, so I have a very good idea of what is what.

I went to a free school as a child & never decided to do any maths so; numerically challenged - my partner gives me all his change every day as he has OCD so we make a good fit between us.
I have much admiration for people who do clever stuff with numbers. My brain hurts when I try and fail.

I keep a balance opn the computer. I keep an extra $1000 in my checking acount tht I don't have in the register, just so I never get over drown or incur fees by mistake.

keep it in the black is all I try for

I keep track of family budget and I know exactly what and where is going. I don't sit there with a checkbook per se, but I do know the flow

I just use an app.

I still balance my checkbook, won't do any banking online.
Don't do any online bill-paying of any kind.
I won't either. I think it's a recipe for disaster.
One of these days, the entire grid is going to go down, and lots of people will be
well and truly fucked. I think there is entirely too much reliance on technology.
It's going to come back to bite everyone square in the ass.

I have had a credit union account for 20 years and never a problem. I now have an app on my phone and tablet that I can check it constantly. Still there is never a problem but it feels good to be able to check it regularly and know all is well.

No my computer shows my account and I just check it -lol

I have never balanced my chiecking account in my entire life. I always havbe a general idea of what I am spending and what I have in the account . In almost 60 years of having a checking account, I have overdrawn my account only twice -- each time by a few dollars.

I don't balance mine, but I do know what all the charges are, and I'm very aware of a low balance, I set alerts for large withdrawals and check the account regularly. My finances are fairly simple.

No. I only look once a month or so.

I don't. I'm not rich by any means, but I have enough in the bank that I don't have to worry about exactly where my account balance is. If something wierd came up, I'd notice it. I check my balance pretty regularly.

My debts are cleared within 24 hours, I have a freehold home, I have a freehold car, I have a zero credit card, at this moment i do not owe one penny.....I have no credit rating because I have always paid cash. My brother was refused time payment because he followed my principles !
Bloody marvelous !

I use Quicken, have since 1989. I balance all my accounts, to the penny. If there is a discrepancy, II will work at it until I find the problem, even if it’s only 5 cents! I even keep track of my cash expenditures!