Are you frugal? Do you count your pennies? Do you save things that most people discard, so they can be used again? Do you scrap the Peanut Butter jar as clean as I do? (See photo) Is your frugality a result of your income or just who you are?
I'm frugal primarily out of necessity. It's not a problem for me, in fact, I've embraced it. I've learned a lot about myself and realize I don't need most of the stuff I use to have. As a result, my broke ass is happier today than when I had a good income and a house full of "stuff".